:root{--blue:#00A4E4;--blue-deep:#0076A8;--green:#78B833;--yellow:#FFD200;--bg:#F4F9FB;--dark:#222;--muted:#5b6472;--r:20px;--shadow:0 6px 20px rgba(0,118,168,.08)}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,-apple-system,Arial,sans-serif;background:var(--bg);color:var(--dark);line-height:1.6;-webkit-text-size-adjust:100%}
img{display:block;max-width:100%}
.wrap{max-width:1000px;margin:0 auto;padding:0 16px}
nav{background:#fff;box-shadow:0 2px 10px rgba(0,118,168,.1);position:sticky;top:0;z-index:100}
.nav-wrap{max-width:1000px;margin:0 auto;padding:10px 16px;display:flex;align-items:center;justify-content:space-between;gap:8px;flex-wrap:wrap}
.logo{font-weight:800;color:var(--blue-deep);text-decoration:none;font-size:1rem}
.nav-links{display:flex;gap:2px;flex-wrap:wrap}
.nav-links a{color:var(--blue-deep);text-decoration:none;font-size:.85rem;font-weight:600;padding:8px 12px;border-radius:999px}
.nav-links a:hover{background:var(--bg)}
.nav-links a.active{background:var(--blue);color:#fff}
.hero{background:linear-gradient(160deg,var(--blue),var(--blue-deep));color:#fff;text-align:center;padding:56px 20px 48px}
.hero.small{padding:40px 20px 34px}
.eyebrow{display:inline-block;border:1px solid rgba(255,255,255,.5);color:var(--yellow);background:rgba(255,255,255,.12);border-radius:999px;padding:5px 14px;font-size:.72rem;font-weight:700;letter-spacing:2px;margin-bottom:14px}
.hero h1{font-size:clamp(1.7rem,6vw,2.6rem);line-height:1.25;margin-bottom:12px}
.hero h1 em{color:var(--yellow);font-style:normal}
.hero p{opacity:.92;max-width:560px;margin:0 auto 18px;font-size:clamp(.95rem,3.4vw,1.05rem)}
.chips{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-bottom:24px}
.chips span{border:1px solid rgba(255,255,255,.4);background:rgba(255,255,255,.12);border-radius:999px;padding:5px 12px;font-size:.75rem;font-weight:600}
.btn{display:inline-block;background:var(--yellow);color:#222;font-weight:700;padding:14px 28px;border-radius:999px;text-decoration:none;min-height:48px;box-shadow:0 6px 16px rgba(255,210,0,.35)}
.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.5);box-shadow:none}
.hero .btn.ghost{margin-top:10px}
section{padding:36px 0 4px}
h2{color:var(--blue-deep);font-size:clamp(1.3rem,4.5vw,1.7rem);text-align:center;margin-bottom:6px}
.sub{text-align:center;color:var(--muted);font-size:.95rem;margin-bottom:22px;padding:0 8px}
.grid{display:grid;gap:14px}
@media(min-width:640px){.grid.two{grid-template-columns:1fr 1fr}}
@media(min-width:800px){.grid.three{grid-template-columns:repeat(3,1fr)}}
.grid.two .card:last-child:nth-child(odd){grid-column:1/-1}
.card{background:#fff;border-radius:var(--r);padding:22px 18px;box-shadow:var(--shadow);border-top:5px solid var(--blue)}
.card.g{border-top-color:var(--green)}
.card .emo{font-size:1.9rem}
.card h3{color:var(--blue-deep);font-size:1.05rem;margin:8px 0 6px}
.card p{font-size:.9rem;color:var(--muted)}
.price{font-size:1.45rem;font-weight:800;color:var(--dark);margin:4px 0 8px}
.intro{border-top:0;border-left:6px solid var(--green);text-align:center}
.intro .tag{color:#4f7a1a;font-size:.75rem;font-weight:700;letter-spacing:2px}
.intro h2{color:var(--blue-deep);margin:6px 0 8px;font-size:1.15rem}
.link{color:#0076A8;font-weight:700;text-decoration:none;font-size:.9rem}
.hint{text-align:center;font-size:.8rem;color:var(--muted);margin-bottom:10px}
.snap{display:flex;gap:12px;overflow-x:auto;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;padding:4px 4px 12px;scrollbar-width:thin}
.snap figure{flex:0 0 82%;scroll-snap-align:center;border-radius:16px;overflow:hidden;box-shadow:var(--shadow);background:#fff}
@media(min-width:768px){.snap figure{flex:0 0 44%}}
.snap img{width:100%;height:210px;object-fit:cover;background:#ddd}
.snap figcaption{padding:10px 14px;font-size:.85rem;font-weight:600;color:var(--blue-deep)}
.quote{background:#fff;border-radius:var(--r);padding:24px 18px;box-shadow:var(--shadow);text-align:center;border-left:6px solid var(--yellow)}
.quote p{font-style:italic;font-size:.96rem;margin-bottom:8px}
.quote b{display:block;margin-top:12px;color:var(--blue-deep);font-size:.88rem}
.quote small{color:var(--muted);font-weight:400}
.cta{background:linear-gradient(135deg,var(--green),#5d9422);border-radius:var(--r);padding:34px 20px;text-align:center;color:#fff}
.cta h2{color:#fff}
.cta p{opacity:.95;margin:8px auto 20px;max-width:460px;font-size:.95rem}
.service-card{background:#fff;border-radius:24px;padding:28px 22px;box-shadow:0 10px 30px rgba(27,54,93,.1);border-top:6px solid var(--blue);transition:transform .3s,box-shadow .3s;text-decoration:none;color:inherit;display:flex;flex-direction:column}
.service-card.mont{border-top-color:var(--green)}
.service-card:hover{transform:translateY(-4px);box-shadow:0 14px 40px rgba(27,54,93,.15)}
.service-card .emo{font-size:3rem;margin-bottom:10px}
.service-card h3{color:var(--blue-deep);font-size:1.35rem;margin-bottom:8px;text-align:left}
.service-card.mont h3{color:#4f7a1a}
.service-card .tag{font-size:.72rem;font-weight:700;letter-spacing:2px;color:var(--muted);margin-bottom:10px}
.service-card p{color:var(--muted);font-size:.9rem;margin-bottom:14px;flex-grow:1}
.service-card ul{list-style:none;padding:0;margin-bottom:18px}
.service-card ul li{padding:5px 0 5px 26px;position:relative;font-size:.88rem}
.service-card ul li::before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:700}
.service-card.mont ul li::before{color:var(--green)}
.service-card .arrow{color:#0076A8;font-weight:700;font-size:.95rem}
.service-card.mont .arrow{color:#4f7a1a}
.legal{background:#fff;border-radius:var(--r);padding:26px 22px;box-shadow:var(--shadow)}
.legal h2{text-align:left;font-size:1.05rem;margin:20px 0 8px}
.legal h2:first-child{margin-top:0}
.legal p,.legal li{font-size:.9rem;color:var(--muted);margin-bottom:8px}
.legal ul{padding-left:20px}
footer{background:var(--blue-deep);color:#dbeef8;text-align:center;padding:30px 16px;margin-top:40px;font-size:.85rem}
footer b{color:var(--yellow);display:block;margin-bottom:8px;font-size:1rem}
footer p{margin-bottom:4px}
footer a{color:var(--yellow)}